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                            Life Insurance


                            Many people think that life insurance is only for people with families. While it is true that life insurance can help provide for the needs of dependents, life insurance also can be an important part of a well-thought-out estate, business succession or charitable giving plan. And permanent life insurance offers many living benefits as well, such as tax-deferred cash value accumulation. For all of these reasons, life insurance can be important for someone starting out or for someone who's starting over.

                            • Whole Life

                            • Term Life

                            • Universal Life

                            • Variable Universal Life

                            • Survivorship Life

                            Disclosure

                            Swapan Munshi is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #0K77128), IL, IN, and TX. No insurance business may be conducted outside the states referenced.

                            As a New York Life Agent, Swapan Munshi is licensed and authorized to offer insurance in California, but COUNCIL FINANCIAL AND INSURANCE SERVICES may not be. For additional information on California licensure status, please click here.

                            Amit Munshi is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state of California (California Insurance License #0531488). No insurance business may be conducted outside the state referenced.

                            As a New York Life Agent, Amit Munshi is licensed and authorized to offer insurance in California, but COUNCIL FINANCIAL AND INSURANCE SERVICES may not be. For additional information on California licensure status, please click here.

                            Amit Munshi is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 171 Cypress Point Way, Moraga, CA, 94556, 415-613-4600. In this regard, this communication is strictly intended for individuals residing in the state of California. No offers may be made or accepted from any resident outside the specific state referenced.

                            COUNCIL FINANCIAL AND INSURANCE SERVICES is not owned or operated by New York Life Insurance Company or its affiliates.?

                            Neither COUNCIL FINANCIAL AND INSURANCE SERVICES nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.?

                            For more information about NYLIFE Securities LLC and its investment professionals.

                            Click here
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                            • ABOUT
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