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Swapan Munshi(Ca. Ins. Lic #0K77128) and Amit Munshi (Ca. Ins. Lic #0531488) are agents licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state of CA, AZ, HI, TX and WA. No insurance business may be conducted outside this states referenced.

Amit Munshi is a Registered Representative for NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. NYLIFE Securities LLC is a New York Life company. In this regard, this communication is strictly intended for individuals residing in the state of CA. No offers may be made or accepted from any resident outside the specific state referenced. Amit Munshi is licensed to offer mutual funds and variable products.